Saving Money

Please Read this First

Many of us live from paycheck to paycheck,
year after year.
We don’t regularly save money.

We live in an economic pool of water
with our noses just above the water line.
If life events stir the waters,
we choke with no savings.

The song is recommending 
we sacrifice certain wants
and then practice disciplined savings.

Even if it’s really hard, we must learn
how to protect ourself
and create economic security for tomorrow.

 

Verse 1

I’m a mixed up old cowpoke with dust on my hat,

Kids flew the coop, now it’s wife and the cat.

We did our time punchin’ clocks and mendin’ fences,

But bills still stack up on office benches.

Verse 2

My bride’s got a heart big as West Texas skies,

If she wants it, she buys — no thinkin’ twice.

Pantry’s full, fridge is groanin’,
still more from the store.
Although we toss out spoiled vittles,
we buy more.

 

Chorus

Whoa now, easy, don’t spend it all today,

Rain clouds still roll in when skies are gray.

I ain’t hollerin’, darlin’, just hummin’ a tune,

Save a little daylight for a long dark June.

Verse 3

Wife slings out gifts like a friendly tycoon,

Birthdays always pop, thirty-four birthdays bloom.

Grandkids, great-grands, precious children by name,

They all love her kindness — me, my ways are lame.

 

Chorus

Whoa now, easy, don’t spend it all today,

Silver today don’t mean the gold’ll stay.

I keep my peace ‘cause I love my gal true,

Yet harmony’s happy when savings grow too.

 

Verse 4

I’m tighter than a cinch on a fast-running mare,

Countin’ nickels, thinkin’ health storms are near.

We’ve got enough now, that part’s plain true,

But I like savin’ money. That’s what I would do.

Verse 5

So here’s my campfire sermon, soft-spoken and slow,

From an old married cowboy who’s sings quiet and low.

Be generous, be kind, but don’t let savings slide—

You can’t lasso tomorrow if you spend every dime.

Final Chorus

Whoa now, partner, buy smart, save wise,

Even wide-open prairies can blow rain in our eyes.

Love’s the treasure I’ll always defend,

But a rainy-day fund is a good, faithful friend.